What share of U.S. adults say they own stock, including through mutual funds or retirement accounts?
Answer62%
That matches 2024's level and is higher than any year in the decade before 2023.
Source: Gallup (2025) news.gallup.com
Money · Facts & sources
Investing facts & stats
6 sourced facts about investing, each with the context behind the number. 4 more are in today's round and appear here after it closes.
The basics
What share of Americans in upper-income households ($100K+) own stock?
Answer87%
College graduates were close behind, at 84%.
Source: Gallup (2025) news.gallup.com
Going deeper
What share of U.S. families held stock directly or indirectly (such as through retirement accounts) in 2022?
Answer58%
That was up from 53% in 2019 and 52% in 2016.
Source: Federal Reserve, Survey of Consumer Finances (2019–2022) (2022) federalreserve.gov
What share of U.S. families had a retirement account such as a 401(k) or IRA in 2022?
Answer54.3%
That was up almost 4 percentage points since 2019.
Source: Federal Reserve, Survey of Consumer Finances (2019–2022) (2022) federalreserve.gov
Expert level
What share of U.S. families owned stocks directly (not through funds or retirement plans) in 2022?
Answer21%
Up from 15% in 2019 — the largest jump on record.
Source: Federal Reserve, Survey of Consumer Finances (2019–2022) (2022) federalreserve.gov
Among families who owned stocks directly, what was the median value of those holdings in 2022?
Answer$15,000
It fell by about half from $29,000 in 2019, as many new investors started with small portfolios.
Source: Federal Reserve, Survey of Consumer Finances (2019–2022) (2022) federalreserve.gov
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